10 Best Commercial Bridge Loans

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Here are a few lenders that offer competitive commercial bridge loans. Each has different strengths, such as speed of funding, flexibility, or specialization in certain property types.

1. LendingOne

• Loan Amount: $1 million to $15 million

• Loan Term: Up to 36 months

• LTV: Up to 80%

• Strength: Fast approval, flexible for real estate investors, and suitable for multi-unit residential and commercial properties.

2. RCN Capital

• Loan Amount: $250,000 to $10 million

• Loan Term: 12 to 24 months

• LTV: Up to 85% (purchase), up to 75% (refinance)

• Strength: Provides quick funding, ideal for fix-and-flip projects and smaller commercial properties.

3. Trez Capital

• Loan Amount: $1 million to $100 million

• Loan Term: 1 to 3 years

• LTV: Up to 75%

• Strength: Specializes in large development projects and construction financing, well-suited for major commercial real estate projects.

4. Broadmark Realty Capital

• Loan Amount: $1 million to $50 million

• Loan Term: 6 to 18 months

• LTV: Up to 65% (with flexibility for experienced borrowers)

• Strength: Known for fast closings and specializing in high-yield bridge loans for construction and heavy rehab.

5. Velocity Mortgage Capital

• Loan Amount: $100,000 to $5 million

• Loan Term: Up to 36 months

• LTV: Up to 75%

• Strength: Focuses on small-balance commercial loans, especially for single-tenant, multifamily, and mixed-use properties.

6. Sachem Capital

• Loan Amount: $200,000 to $10 million

• Loan Term: 6 to 24 months

• LTV: Up to 70%

• Strength: Quick funding and minimal documentation; suitable for small commercial and residential investment properties.

7. CoreVest

• Loan Amount: $1 million to $50 million

• Loan Term: Up to 24 months

• LTV: Up to 75%

• Strength: Specializes in financing for real estate investors with portfolios, including single-family rentals and small multifamily properties.

8. JMB Capital Partners

• Loan Amount: $1 million and up (customized)

• Loan Term: 6 to 24 months

• LTV: Up to 85%

• Strength: Flexible, asset-based lender with customized loans for complex real estate transactions.

9. BridgeInvest

• Loan Amount: $1 million to $50 million

• Loan Term: 12 to 36 months

• LTV: Up to 75%

• Strength: Specializes in bridge and construction loans with a focus on Southeastern U.S. and Texas markets.

10. AVANA Capital

• Loan Amount: $500,000 to $25 million

• Loan Term: 1 to 3 years

• LTV: Up to 85%

• Strength: Focuses on sustainable real estate investments and offers competitive rates for high-quality, income-generating properties.

Tips for Choosing the Right Commercial Bridge Loan Lender

When comparing bridge loan lenders, consider:

• Speed of Approval: Bridge loans are often needed quickly, so some lenders may be faster than others.

• Loan-to-Value (LTV): Lenders with higher LTV ratios allow you to borrow more relative to the property’s value.

• Interest Rates and Fees: Bridge loans typically have higher rates, but some lenders offer competitive options.

• Loan Terms: Consider whether the loan term aligns with your project’s timeline and your exit strategy.

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