Top 10 Texas Commercial Banks

As brokers we work with many local nationwide commercial banks to get the best loan for our clients.

As of 2023, the top commercial banks in Texas can be ranked based on their total assets, presence in the state, and their impact on the Texas banking market. Here are some of the largest and most influential commercial banks operating in Texas:

1. JPMorgan Chase & Co.

• Headquarters: New York, NY

• Texas Presence: Extensive, with numerous branches and a significant market share across Texas.

• Total Assets: Over $3.7 trillion (nationally).

2. Bank of America

• Headquarters: Charlotte, NC

• Texas Presence: Strong presence with numerous branches in major cities like Houston, Dallas, and Austin.

• Total Assets: Over $3 trillion (nationally).

3. Wells Fargo

• Headquarters: San Francisco, CA

• Texas Presence: Significant, with branches spread throughout Texas.

• Total Assets: Over $1.9 trillion (nationally).

4. Citibank (Citigroup)

• Headquarters: New York, NY

• Texas Presence: Numerous branches, particularly in major urban areas.

• Total Assets: Over $2.4 trillion (nationally).

5. PNC Financial Services

• Headquarters: Pittsburgh, PA

• Texas Presence: Expanding, especially after the acquisition of BBVA USA.

• Total Assets: Over $600 billion (nationally).

6. Comerica Bank

• Headquarters: Dallas, TX

• Texas Presence: Significant, with a large concentration of branches in Texas, particularly in Dallas.

• Total Assets: Over $94 billion.

7. Frost Bank (Cullen/Frost Bankers)

• Headquarters: San Antonio, TX

• Texas Presence: A major regional bank with a strong focus on Texas.

• Total Assets: Over $50 billion.

8. Texas Capital Bank

• Headquarters: Dallas, TX

• Texas Presence: Focused primarily on Texas, with significant commercial banking services.

• Total Assets: Over $45 billion.

9. Regions Bank

• Headquarters: Birmingham, AL

• Texas Presence: Growing presence, particularly in Houston and Dallas.

• Total Assets: Over $160 billion (nationally).

10. Prosperity Bank

• Headquarters: Houston, TX

• Texas Presence: Extensive, particularly in smaller cities and rural areas across Texas.

• Total Assets: Over $39 billion.

These banks are ranked primarily by their asset size and presence within Texas. The list includes both national banks with a strong presence in Texas as well as regional banks headquartered within the state.